AI built for Insurance operations
Submissions, claims, and policy changes keep growing — but the operational model hasn’t changed. Komo’s AI agents process this work at the scale your business demands.
ACORD LOSS RUNS FINANCIALS VALIDATED
FNOL TRIAGE VERIFIED ROUTED
ENDORSE AUDIT RENEW CERTIFICATE
DOCUMENTS RULE SYSTEM EVERY ACTION LOGGED
FNOL triage, coverage verification, and claims routing
Prepare complete claims files from FNOL submissions — extracting incident details, verifying coverage, and routing to the right handler. Scales instantly during catastrophe events.
90% Auto-Processed
Operations Overview
01 Underwriting Ops
- Submission intake, data extraction, and appetite validation
- Extract structured data from ACORD applications, loss runs, and financial statements. Validate against appetite, normalize, and route with clearance checks.
10x Intake Throughput
02 Claims Ops
- FNOL triage, coverage verification, and claims routing
- Prepare complete claims files from FNOL submissions — extracting incident details, verifying coverage, and routing to the right handler. Scales instantly during catastrophe events.
90% Auto-Processed
03 Policy Admin
- Endorsement processing, renewal management, and certificate issuance
- Process endorsements, collect premium audit data, manage renewal timelines, and issue certificates — navigating your core admin system with full compliance documentation.
85% Manual Reduction
04 Data Ops
- Document extraction, rule validation, and core system entry
- Eliminate re-keying — extract data from inbound documents, validate against business rules, and write directly to your core system. Every update logged with source attribution.
95% Auto-Completed
Why enterprises choose Komo
Parallel document processing
Process thousands of pages simultaneously — ACORD forms, loss runs, financial statements — instead of one-at-a-time manual review.
Consistent rule application
Identical underwriting and claims rules applied on every transaction. No variability from attention level or individual interpretation.
Instant surge capacity
Scale instantly during catastrophe events or seasonal spikes — zero degradation, zero emergency hiring.
End-to-end workflow automation
Multi-step workflows across email, admin systems, and document platforms completed automatically. No re-keying between screens.
24/7 processing with full audit trail
Continuous processing with every action logged, sourced, and timestamped. Real-time quality validation on every transaction.
By the numbers
- 90% Straight-through processing on routine tasks
- 10x Processing throughput vs. manual operations
- 99%+ Data extraction accuracy
The operational edge
Faster processing, higher accuracy
Testimonials
“Our underwriting ops team was spending 70% of their week on submission intake and data entry. With Komo handling that layer, they’ve redirected capacity toward risk selection and broker relationships.”
— Tom Hackett, VP of Underwriting Operations · Regional P&C Carrier
“Our underwriting ops team was spending 70% of their week on submission intake and data entry. With Komo handling that layer, they’ve redirected capacity toward risk selection and broker relationships.”
— Head of Claims Operations · Specialty Insurer
“Our underwriting ops team was spending 70% of their week on submission intake and data entry. With Komo handling that layer, they’ve redirected capacity toward risk selection and broker relationships.”
— Director of Policy Administration · Commercial Lines MGA
Join our team
Our world-class team is building the future of operations.